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Tow Truck Insurance Shreveport Louisiana – Great Rates are a Call or Click Away!
Tow Truck Insurance in Shreveport Louisiana and the surrounding areas can be hard to find, but the agents at Jeff Davis Insurance have you covered.
For more than 50 years Jeff Davis Insurance has cared for the needs of tens of thousands clients throughout the state of Louisiana.
We have the knowledge and tools to help you find the best options for Tow Truck Insurance in Louisiana, because we are a leading independent insurance agency.
Call 337-824-4455 to speak with one of our tow truck insurance specialists.
We offer competitive insurance solutions for all kinds of towing operations, whether they’re repair garages, dealerships, or dedicated towing services.
Tow Truck Insurance Shreveport Louisiana – Exclusions of Coverage Concluded.
You may recall from our previous article that we have been looking at the importance of understanding your insurance policy’s exclusions of coverage.
Where we left off in our story, Eustace had just submitted an insurance claim and put the whole gasoline spill incident out of his mind. Let’s find out what became of that claim…
A few weeks later, Eustace receives a letter from his insurance company detailing their assessment of Eustace’s claim. In a nutshell, they have agreed to cover the damage to the tow truck caused by the collision and the Tanker truck up to $50,000.
However, Eustace’s insurance company will not cover any environmental damage or cleanup costs caused by the gasoline spillage.
In other words, Eustace must find a way to pay for the hundreds of thousands of dollars in environmental damage and cleanup out of his own pocket.
Eustace doesn’t have that kind of money laying around and unfortunately bankruptcy might be his only alternative, which in turn could mean the liquidation of Bojangles Flatbed & Tow.
Why Was Eustace’s Claim Denied for the gasoline that spilled out?
Take a look at this exclusion of coverage detailed in his policy:
Covered pollution cost or expense does not include any cost or expense arising out of the actual, alleged, or threatened discharge, dispersal, seepage, migration, release, or escape of pollutants:
a. That are, or that are contained in any property that is:
(i) Being transported or towed by, handled, or handled for movement into, (ii) Otherwise in the course of transit by or on behalf of the insured; or (iii) Being stored, disposed of, treated, or processed in or upon the insured.
Eustace’s policy does not cover “any cost… arising out of the… seepage… of pollutants that are… being towed by… the insured.”
It is good to know about the exclusions of coverage before a claim occurs, would you not agree?
Tow Truck Insurance Shreveport Louisiana – Call Today!
If Eustace had read and understood his policy, he might have recognized that he was not covered for towing a tanker full of gas and could have avoided the situation altogether.
Don’t be like Eustace. Call the agents at Jeff Davis Insurance to get answers to your questions about exclusions of coverage, and find the coverage that fits your needs.
Call 337-824-4455 Monday throu
We also offer Louisiana Tow Truck Insurance in the following areas:
- Tow Truck Insurance Lafayette Louisiana
- Tow Truck Insurance Lake Charles
- Bossier City Tow Truck Insurance
- Tow Truck Insurance Kenner Louisiana
If you own a garage providing towing services or a tow truck company you need the best options for commercial tow truck insurance in Louisiana.
