Truck Insurance Shreveport – Call Now for Improved Rates!
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Shreveport Truck Insurance – Coverage Scenario Part 16
Last time, we described how Clarence, a tow truck driver for a company named TJ’s Titanic Towing, got into an accident involving an unfortunate deer that leaped out in front of his truck without warning.
Not having time to stop, Clarence hit the critter at full speed, causing serious damage to the front end of his vehicle even before he smashed into a tree and damaged his truck even further.
Miraculously, Clarence survived the crash. He emerged from the wreckage a little dazed and covered in bruises, but otherwise unharmed. “Airbags are wonderful things,” he would later say when recalling that night.
We ended our previous article by asking whether Clarence would be alright, whether the tow truck was totaled, and, finally, whether TJ’s Titanic Towing’s commercial auto insurance policy will cover the damage to the truck in this situation.
Since we’ve already answered the first question, let’s move on to the second one.
Is the tow truck Clarence drives so badly damaged that it would be more expensive to fix it than to simply replace it?
It certainly looks that way. The front end of the vehicle is crumpled up like an accordion and bent around the trunk of the tree. It seems very unlikely that the engine and transmission are undamaged.
Clarence calls his boss, doing his best to talk over the sound of the pouring rain.
Nick, Clarence’s boss and the owner of TJ’s Titanic Towing, takes it upon himself to call the police.
Shortly afterward, Nick files a claim with the insurance company that provides his business’s commercial auto insurance policy.
In next week’s article, the insurance company will perform its assessment of the accident and we’ll find out whether or not the damage is covered by TJ’s Titanic Towing’s policy.
Commercial Truck Insurance Shreveport – Talk to the Truck Insurance Experts Today!
Are you ready to take the next step toward obtaining better rates and coverage on the Louisiana Truck Insurance you need?
If that is the case, then call the Louisiana Commercial Auto Insurance experts at Jeff Davis Insurance right away. Again, our toll-free number is 2, but you can also begin the quotes process by filling out our online quote request form.
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